Pension Advice Archives - Free Pension Valuations

Pension

Should I Pay My National Insurance as an Expat?

Thanks to the historic economic opportunities within the United Arab Emirates, a significant number of Brits have chosen to pursue potentially lucrative careers in the likes of Dubai and Abu Dhabi etc. Of course, there are many financial planning points that need to be addressed to fully leverage the financial Read more…

By freepensionvaluations, 2 months2 months ago

Pension

Managing a Salary Cut or Job Loss When Working in the UAE

While there is no doubt that the United Arab Emirates has been one of the most economically robust economies in the world, it is also a fact that this nation will not been immune from the effects of the current global economic downturn. The COVID-19 pandemic has placed a great Read more…

By freepensionvaluations, 2 months2 months ago

Pension

The importance of Pensions, Divorce and QROPS

With two fifths of all marriages now ending in divorce and with a growing number of people getting divorced later in life, more and more clients are seeking advice on what happens to their pensions when a couple splits. And it is absolutely appropriate and sensible that independent financial advice Read more…

By freepensionvaluations, 4 months2 months ago

Pension

Cashing in final salary pensions? How much will you get?

Incredibly generous offers made to people with “final salary” pensions have continued to convinced thousands of savers that swapping the guaranteed income offered by these schemes for a cash lump sum is a serious consideration. Such sky-high “transfer values” are one of the reasons savers are transferring out of their schemes, Read more…

By freepensionvaluations, 4 months2 months ago

Pension

Pensions: THE TRUTH

I believe it is vital that we all get a better understanding on pensions as there is, as we all know, a burgeoning pension crisis in the United Kingdom – and indeed across much of the developed world. The truth is – and for the reasons I set out below Read more…

By freepensionvaluations, 4 months2 months ago

Pension

The Great Pension Debate – Are Critical Yields Still Relevant?

Pensions have become far more flexible and tax efficient over the past 10 years leaving us with an effective tax and estate planning vehicle. However, this leads to the question, what role does a Critical Yield now play in deciding the suitability of transferring out of a Defined Benefit Pension Read more…

By freepensionvaluations, 5 months2 months ago

Pension

Important: Choose the best pension plan

Why choosing the right pension plan is important The majority of people plan to retire at 65 and enjoy a financially-stable, rewarding lifestyle during their ‘golden’ years. But with so many pension plans available, choosing the right one according to your personal circumstances can be somewhat daunting. Here are my Read more…

By freepensionvaluations, 5 months2 months ago