freepensionvaluations, Author at Free Pension Valuations

Pension

Should I Pay My National Insurance as an Expat?

Thanks to the historic economic opportunities within the United Arab Emirates, a significant number of Brits have chosen to pursue potentially lucrative careers in the likes of Dubai and Abu Dhabi etc. Of course, there are many financial planning points that need to be addressed to fully leverage the financial Read more…

By freepensionvaluations, 2 months2 months ago

Pension

Managing a Salary Cut or Job Loss When Working in the UAE

While there is no doubt that the United Arab Emirates has been one of the most economically robust economies in the world, it is also a fact that this nation will not been immune from the effects of the current global economic downturn. The COVID-19 pandemic has placed a great Read more…

By freepensionvaluations, 2 months2 months ago

Retirement

Has the COVID-19 Pandemic Made Retiring Harder?

Has the COVID-19 Pandemic Made Retiring Harder? The United Arab Emirates is a popular hub for expatriates. The affordable luxury lifestyle, stable economy, and tax-free benefits make it a fantastic location to work and one day as a retirement destination. Unfortunately, with government operations and businesses grinding to a halt, Read more…

By freepensionvaluations, 2 months2 months ago

Retirement

How to Plan Your Retirement as an Expat

Saving for retirement is hardly on top of one’s financial priorities in their 20s. However, getting started on pension planning early guarantees a comfortable retirement. When you reside in one country all your life, retirement planning is straightforward and much more simple than expat retirement planning. You pay taxes, which Read more…

By freepensionvaluations, 3 months2 months ago

Pension

The importance of Pensions, Divorce and QROPS

With two fifths of all marriages now ending in divorce and with a growing number of people getting divorced later in life, more and more clients are seeking advice on what happens to their pensions when a couple splits. And it is absolutely appropriate and sensible that independent financial advice Read more…

By freepensionvaluations, 4 months2 months ago

Retirement

Ideal time to think of retirement? Now!

Chances are, if you’re reading this, you’re an expatriate in a low-tax jurisdiction. Lower taxes mean more income that you can use to build a secure financial future. So, when should you start thinking about retirement? The answer is – as early as possible. Let’s consider the question another way. Read more…

By freepensionvaluations, 4 months2 months ago

Retirement

Investment patterns during retirement

Knowing how to invest for retirement is important, and if you are like many investors, you may see retirement as the end of a long financial journey. After all, you've been saving your hard-earned money for so many years to get to retirement, right? Not quite. The goal is not Read more…

By freepensionvaluations, 4 months2 months ago

Retirement

Important factors to consider when preparing for retirement

Is retirement quickly approaching? Are you thinking of downsizing once you retire? Possibly even moving to a new country? Following on from my recent blog "Why so many want to retire abroad" it is clear that many retirees take advantage of their new freedom by moving to new destinations where Read more…

By freepensionvaluations, 4 months2 months ago

Pension

Cashing in final salary pensions? How much will you get?

Incredibly generous offers made to people with “final salary” pensions have continued to convinced thousands of savers that swapping the guaranteed income offered by these schemes for a cash lump sum is a serious consideration. Such sky-high “transfer values” are one of the reasons savers are transferring out of their schemes, Read more…

By freepensionvaluations, 4 months2 months ago

Pension

Pensions: THE TRUTH

I believe it is vital that we all get a better understanding on pensions as there is, as we all know, a burgeoning pension crisis in the United Kingdom – and indeed across much of the developed world. The truth is – and for the reasons I set out below Read more…

By freepensionvaluations, 4 months2 months ago